Credit Card
Credit card
Ard Credit NBFI OJSC has launched Elite and Premium class credit cards, the first card issuer license in the NBFI sector.
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Condition |
Elite |
Premium |
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Total investment |
Must be 6 months or more in duration. |
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Card limit |
Minimum |
₮5,000,000 |
₮1,000,000 |
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Maximum |
₮100,000,000 |
₮20,000,000 |
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Fees (2 years) |
₮50,000 |
₮50,000 |
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Compensation for Loss (lost, forgotten, damaged magnetic tape) |
₮30,000 |
₮30,000 |
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Interest |
Purchase |
2.4% |
2.4% |
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Cash withdrawal |
3.5% |
3.5% |
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Term |
24 months |
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Repayment |
Percentage |
10% |
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Date |
15th day of the months |
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Coverage creation date |
1st day of the months |
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Interest exemption period |
Up to 30 days |
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Cash Withdrawal permission (ATM cash withdrawals, transactions |
50% of the card limit |
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Exceeding Card limit Percentage |
10% |
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Exceeding Card limit Fee |
1% (Minimum: MNT 5,000) |
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Delayed Payment Fee |
1% (Minimum: MNT 5,000) |
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Requirement
Partners