Loan
Online consumer loan
SHORT TERM LOAN
Loans of ₮50,000 - ₮3 million can be obtained for a period of 10 - 40 days according to your needs.
LONG TERM LOAN
A loans of up to ₮10 million can be obtained for a period of up to 6 months.
Send your loan request via Ard App and get your loan approved within 5 minutes.
Interest rate:2.75% - 4.0%
Annual rate:
Term:Up to 6 months
Requirement
- Over 18 years of age
- Have salary or business income
- No outstanding non-performing loans
- May have a local address

Car Loan
CAR PURCHASE LOAN
If you are planning to buy a new car, pay a 20% down payment and purchase a registered car with a term of up to 40 months.
AUTOMOBILE BACKED LOAN
You can get a car loan by pledging your used car, without proof of income, and with the condition that the car is used.
Interest rate:2.7% - 3.1%
Annual rate:
Term:up to 40 months
Requirement
- Over 18 years of age
- No car tax, fees or fines owed
- No outstanding non-performing loans
- May have a local address

Business Loan
Quick business loan to support your business
Interest rate:3.5% - 4.0%
Annual rate:
Term:36 months
Requirement
- Over 18 years of age
- No delinquent or bad history in the credit database
- An applicant must be conducting business operations for no less than 6 months prior to loan application
- A collaretal documents
- The source of income must be approved by official documents
- Other, if necessary

Consumer loan
A consumer loan for your personal use and the solve urgent financial needs
Interest rate:3.0% - 3.5%
Annual rate:
Term:36 months
Requirement
- Over 18 years of age
- No delinquent or bad history in the credit database
- A collaretal documents
- The source of income must be approved by official documents
- Other, if necessary

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