Online consumer loan

SHORT TERM LOAN

Loans of ₮50,000 - ₮3 million can be obtained for a period of 10 - 40 days according to your needs. 

LONG TERM LOAN
A loans of up to ₮10 million can be obtained for a period of up to 6 months.

Send your loan request via Ard App and get your loan approved within 5 minutes.

Interest rate:2.75% - 4.0%
Annual rate:
Term:Up to 6 months

Requirement
  • Over 18 years of age
  • Have salary or business income
  • No outstanding non-performing loans
  • May have a local address

 

Car Loan

CAR PURCHASE LOAN

If you are planning to buy a new car, pay a 20% down payment and purchase a registered car with a term of up to 40 months.

AUTOMOBILE BACKED LOAN

You can get a car loan by pledging your used car, without proof of income, and with the condition that the car is used.

Interest rate:2.7% - 3.1%
Annual rate:
Term:up to 40 months

Requirement
  • Over 18 years of age
  • No car tax, fees or fines owed
  • No outstanding non-performing loans
  • May have a local address

 

Business Loan

Quick business loan to support your business

Interest rate:3.5% - 4.0%
Annual rate:
Term:36 months

Requirement
  • Over 18 years of age
  • No delinquent or bad history in the credit database
  • An applicant  must be conducting business operations for no less than 6 months prior to loan application
  • A collaretal documents
  • The source of income must be approved by official documents
  • Other, if necessary

Consumer loan

A consumer loan for your personal use and the solve urgent financial needs

Interest rate:3.0% - 3.5%
Annual rate:
Term:36 months

Requirement
  • Over 18 years of age
  • No delinquent or bad history in the credit database
  • A collaretal documents
  • The source of income must be approved by official documents
  • Other, if necessary

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