Credit card

Ard Credit NBFI OJSC has launched Elite and Premium class credit cards, the first card issuer license in the NBFI sector.

Debit Card Image Debit Card Image


Condition

Elite

Premium

Total investment

Must be 6 months or more in duration.

Card limit

Minimum

₮5,000,001

₮1,000,000

Maximum

₮20,000,000

₮5,000,000

Fees (2 years)

₮120,000

₮100,000

Compensation for Loss (lost, forgotten, damaged magnetic tape)

₮40,000

₮30,000

Interest

Purchase

2.0%

2.0%

Cash withdrawal

2.9%

3.2%

Term

24 months

Repayment

Percentage

10%

Date

5th day of the months

Coverage creation date

1st day of the months

Interest exemption period

Up to 30 days

Cash Withdrawal permission  (ATM cash withdrawals, transactions
through Ard App)

50% of the card limit

Exceeding Card limit Percentage

10%

Exceeding Card limit Fee

1% (Minimum: MNT 5,000)

Delayed Payment Fee

1% (Minimum: MNT 5,000)


Requirement
  • Over 18 years of age
  • Have salary or business income
  • No outstanding non-performing loans
  • Partners